Do You Agree?

"Too many people are thinking of security instead of opportunity. They seem more afraid of life than death." - James F Bymes

Over the past 10-15 years the world and economy has seen a drastic change affecting Jobs, Housing and especially Finances. Do you agree? However, I've noticed that many individuals and families have fallen behind and continue to fall behind. It multiplies drastically. How? Why? 

Your 365 Page Life Book

For 2015, what do the first 5 pages in your 365 page life book look like so far?
Is it starting off the same as 2014? or is it just blank?

Here's the thing, it's not too late to start. Start by deciding to make changes and begin to write them down. Beware of complacency. Remember, there are two types of "Time Wasters". The Urgent and The Pleasurable.

"I'm Really Too Busy..." - It's A Trap!! In 2015, Don't Get Caught

How many times have you said yourself or heard someone say “Where did the time go?”.  If you think about it, the question is pretty funny.  It’s funny because time doesn’t skip.  There are still 24hrs in each day, however, times does move by quickly.  The problem is, we don’t maximize those hours by working “smarter” or taking care of those things which have the most importance in our lives first.  We get distracted.  

As I look back at my life, I saw how I fell into that distraction category.  How I allowed other things to take priority over what’s really important in my life and for my life.  I thank God as I got older, I was able to make a change sooner than later.

As I look over 2014, it feels great to know I’ve been able to help others make a change for their future but they’re still many others who haven’t grasp the importance of making these changes now.  The most common response is “ I’m really too busy”.  It’s a shocking response especially when the topic at hand is of major importance and value.  So what is being “ Too busy”

NOVEMBER IS FINANCIAL LITERACY AWARENESS MONTH

NOVEMBER IS HERE!!!!

The year 2015 is inching every bit closer.  Soon it will be a time to reflect on what you've accomplished for this year, what you will accomplish for the next and what changes will you be making.

What better way to prepare for 2015, than to ensure your financial future is in order.  The economy is changing.  Are you?  How confident are you that you'll be financially secure in the next 5, 10, 20 years?  Does your family rely on your income? Are you prepared if the unthinkable should happen?  

NOVEMBER IS FINANCIAL LITERACY AWARENESS MONTH

Without access to financial literacy support, low income earners are at greater risk of slipping further into poverty.  Middle class Canadians are increasingly indebted, wages are stagnated and are unlikely to move into higher income brackets but yet, more debt is accumulated.

This month, events are organized across Canada to educate and engage with the public regarding the need for financial literacy and promote services available to the public.  

The need for financial literacy in Canada has been highlighted by the Investor Education Fund’s (IEF) study on Ontarians, discovering that only 3 out of 10 Ontarians are aware of typical priorities and strategies for long-term saving and even fewer know how financial priorities change with age.

The purpose of this month is to educate the public so Canadians are equipped to:

- Provide for themselves and their family

- Invest in their future and the future of their children

- Contribute to the community as a good citizen

- Know what services are available to Ontarians to help them achieve their financial goals.

For the next few weeks, I will be reaching out to individuals and families to raise awareness of the need for financial literacy and highlight the programs, services and tools available to Canadians in order to help improve your financial knowledge, skills, confidence and financial situations thereby reaching your goals.

Looking forward to getting together

Be Blessed All.

Cheers.

http://tremaynemarshall.wfgopportunity.com

Ever Interviewed Your Future? I Decided To.

Who are the 5 people in your life you currently spend most of your time with?

Think about it for a minute.  Look at how you spend your day, week and month.  Who do you communicate with more, who do you meet with more or who do you go out with more?  

Then ask yourself this question.  Do they match who you want to become in the future?  

These are great questions to really identify your core circle.  Why is it important you might ask?  Well, one of my mentors Zig Ziglar and the famous self-help guru Jim Rohn both put it this way.  

Greatest Gift You Will Ever Receive

LIFE!! What a precious gift God has given to us.  A gift that unfortunately many people take for granted.

Sometimes we get caught up with all our activities during the day.  Work, going to meetings, going to the gym, going for groceries... might relate to some of your routines huh?  Yeah, happens to me at times too.  Then something always happens to get me back on track.  Here's what happened this time.

Can You Tell The Difference?

1.

VS.

2.

What's the difference between the two?  Nooo, I don't mean two are in a hammock and the other two are in beach chairs.  I mean in terms of their circumstances.

"Woohoo, I Just Got Paid!!! .. Sigh! And Now It's Gone"

Do you remember the feeling you got when you received your first pay cheque?  Was it something like this?

What excitement!! What joy!!  I'm receiving income!!  Wooohoooo!!  Probably a good time for most to remember right?  The next week, we get back to work pumped and ready to go again.  Can't wait for the next payday.  

Then, things begin to happen.... And the ways of the Pay Cycle begin.  This is where things begin to get scary.  Here's why...

From "Man and Employee" to "Businessman, Entrepreneur and Mentor"..... The New Me!!

It's been said and heard numerous of times and I say it a lot to people I speak to also.  You've probably read it before on my blog as well.  I'm talking about this, CHANGE. "Change happens the moment you decide it in your mind and when you take action".   For me, I wanted to make a change, however, like the way most of us feel sometimes, I just didn't know what to do.  Have you ever felt like that before?  

Well, I remember a couple years ago, my mentor at the time said to me, "Tremayne, you need to examine yourself and figure out what are some of the things you like to do, then when you do,  figure out what are some goals you would like to achieve. "

What are you doing?

I like to ask people questions to see what kind of responses I get.

This Will Be The Most Important Post You Will Ever Read

Why Do Most People Tend To Put Off Doing Important Things Now? 

Proverbs 27:1 - Boast not thyself of to morrow; for thou knowest not what a day may bring forth.

      An interesting question but an easy answer.  It's Procrastination.   We all know that word, but do we understand the definition?  "Procrastination is the practice of carrying out less urgent tasks in preference to more urgent ones, or doing more pleasurable things in place of less pleasurable ones, and thus putting off impending tasks to a later time, sometimes to the "last minute" before the deadline."  

Such a true definition.  We've all fallen victim to this.  I fell victim to this as well.  Be honest guys, How many times has someone spoken to you about making a change NOW and you said "I will start from tomorrow".  How many times you felt you needed to call a certain person then you say " Gosh, I will call them tomorrow, too busy now."  Or how about this one, How many times has someone reached out to you to arrange an appointment with you in order to help secure yours and your family's financial future and you respond " Can I reschedule for next week or another time? I have other plans this week."  Have you heard these before?  I sure have.  

Continue reading ...  

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Fantastic Turnout Last Weekend And Some Great News!!!!

Last weekend was a fantastic turnout to the How Money Works Seminar.  The entire room was packed.  It was so packed that some people had to stand up unfortunately.  However, this is a great sign as it shows that there are people out there who are serious about securing their financial future , serious about ensuring their families are well protected and serious about learning how to retire with peace of mind.   

Time For A Vacation - PUNTA CANA!!

I have been away for a while, as after a great, educational time with my team in Vegas, it was time for my wife and I to go on a little vacation.  A nice, all inclusive stay in the Dominican Republic.  A time to refocus, a time to replenish the mind and a time to relax until I'm back doing what I love doing, which as you all know, is helping families with their financial goals and dreams.  Enjoy some of the pics from the trip.

Waiting For An Inheritance? Stop! There's Not Enough To Go Around

An Awesome Day to all of you.

I have been posting more inspirational/motivational posts lately, but ladies and gentlemen, I believe it's important and time for me to share some statistical information with you.  I have found there are a lot of people who have not considered the importance of securing their future.  I've said it before and I say it again.  People don't plan to fail, they fail to plan.  So I believe it's best I share the reality of the subject mentioned above.  So heads up everyone, this post will be a little longer than usual because of it's importance, especially important for younger couples who are looking to establish a family at some point and also for adults who already have a family established. Let's begin.