“My tax refund is like an extra PAYCHECK from the Government.” No! Wipe that excitement off your face. You just gave the government a free loan. Here’s your money back- without interest." -- Robert Kiyosaki
"Too many people are thinking of security instead of opportunity. They seem more afraid of life than death." - James F Bymes
Over the past 10-15 years the world and economy has seen a drastic change affecting Jobs, Housing and especially Finances. Do you agree? However, I've noticed that many individuals and families have fallen behind and continue to fall behind. It multiplies drastically. How? Why?